The Power of 0% 

The Power of 0% is a wealth-building strategy that allows a portion of your retirement income to be withdrawn at, or nearer to, a 0% income tax rate. It's an approach that puts you in control of your tax bracket and allows you to keep more of your hard-earned money.

Traditional investment advice focuses on deferring income tax to a later date when you are in a lower tax bracket. But what if taxes aren't lower when you need the income to live on?

Our investment vehicles also include many other advantages over traditional methods like:

  • Tax-free growth
  • No IRS reporting
  • No age 70 ½ RMD requirement
  • No age 59 ½ early withdrawal penalty
  • No provisions on income causing social security to be taxed
  • No stock market risk
  • No income or contribution limits

Learn more about Creating Wealth through Borrowing